Life after retirement should be an opportunity to choose those things in life that spark joy. And that includes the location of our next phase of life. Choosing where we will live is an important step! It’s a step that can, at times, feel a bit daunting. But with the right information, relocating to a 55+ living community can also be a very freeing and vibrant transition in life! A retirement community is the opportunity to simplify and focus on the aspects of life that make you happy. Here’s a helpful guide for walking through that transition and confidently choosing the right place for you.
You are a unique individual with personal tastes, interests and hobbies. Does the community you are considering have options available that interest you? If not, how easy is it to start something new. Do you enjoy golf? Bridge or canasta? Crafting or nature? Fitness or book reading? Being socially involved with your neighbors? Build your retirement around your favorite things to do and start by checking a retirement community's event calendar. Look at the list of upcoming offerings and see whether any interest you. If not, can you start a new group? Consider also what amenities are included. Are there golf courses, pools or fitness facilities as part of the community or do you have to go elsewhere for these services?
Plan a virtual or in-person visit to stroll the neighborhood and see the area for yourself. Are the grounds and common spaces, such as a clubhouse, spacious and well-maintained? What kinds of facilities are available for gatherings? Is there easy access to shopping and other services? Lastly, find out if feline friends or canine companions are welcome.
If, in retirement, you’re planning to move to a new area of the country or state, it’s a good idea to find out what life is like in that community. Everything from activities to weather can affect your long-term sense of contentment in a new location. Note for yourself what you like and don’t like. Perhaps you’ve spent years working in the bustle of a city and would prefer retirement in a location with a more laid-back country vibe…or you would prefer to get away from extreme weather patterns like blizzards and hurricanes to something more balanced throughout the year.
Quality Customized Homes
Most retirement communities offer choices/options. Compare them all and see which best matches your style and wants/needs. Is the home modified for what you require? Are the bathroom/s and laundry conveniently located? It is set up to help you age conveniently? Finally, check the construction quality. It should feature durable surfaces, well thought-out details, adequate insulation and more. Luxuries include such construction details as extra wide doors, easy door levers and light switches, oversized curbless showers, extra space between your island and stove...all of the little things that are built for you in mind.
Many who consider a retirement community do so in part because they are done with doing the regular upkeep their current home requires. Find out what the community would take care of and what they’d expect you to be responsible for. Lawn care maintenance, snow removal, lawn watering, for example, are all areas that are important - especially in areas with hotter climates – but that in a regular home can cost quite a bit per month. Different communities have different arrangements with utilities as well. Since the idea is to move to more efficient and economical living, especially since your income may be fixed, make sure to understand which services are included with your HOA fees.
Since many retirement community residents are either on a fixed income or savvy with their money, it’s important to ask questions about the HOA. Make sure you know what’s included and what isn’t in those fees. What are examples of things you’ll be responsible for, and what kind of assistance is provided in finding vendors. You’ll also want to find out about the HOA members – who’s on the board, who has a vote, who has a voice, etc. The goal with an HOA is to advocate for the community residents, ensuring everyone has a positive experience living there.
Ask to chat with current residents. Ask how they like the community. What do they like about it? What do they wish they could change? Do they smile readily and seem friendly and at ease? Are they open to chat and seem enthusiastic about doing so? As you visit the community get a feel for the general vibe of the neighborhood. Do folks seem to enjoy living there?
What kind of security does the community offer? Is it gated with a passcode? Do the homes have doorbell cameras or security systems? Are you able to add your own if desired? Make sure the community is one you feel safe living in and has your personal security in mind.
While there are many important considerations when making this decision to transition to a 55+ retirement community, it is nevertheless an exciting time in a person’s life. It opens up the opportunity to step into easy stress-free living, and still retain all the benefits of home ownership freedom.
You've Earned It
You’ve worked hard or sacrificed for most of your adult life…this is the time to enjoy the fruit of your labor.
Let us know how we can help. We’re always on hand to answer questions or schedule a tour: either in person or virtually.